Failing To Comply With Maine Law…As Biddeford Goes, So Goes Millinocket

BDN reports “Lawsuit alleges Millinocket illegally sold tax-acquired property.

J.P. Morgan-Chase Bank is suing the town and two home buyers for allegedly failing to follow proper procedures during the sale of a tax-acquired house two years ago.

The town’s attorney, Dean Beaupain, denied the allegation this week. He said Millinocket’s procedures were sound and that the town has filed a motion seeking to be dropped from the civil complaint, which is pending in Penobscot County Superior Court.

Filed by attorney John A. Turcotte of Portland on Aug. 10, the four-page complaint states that the town sold the property at 216 Bowdoin St. to co-defendants Wilfredo Rodriguez, who lives in Township 4 Indian Purchase, and Barbara A. Young of Boca Raton, Florida, via a municipal release deed on or about Sept. 19, 2013. The property previously was owned by James and Elise Stewart, according to the complaint.

“As the town failed to comply with the Maine law, its tax foreclosure action was void, and it possessed no title to convey to Rodriguez and Young,” the lawsuit states. “Rodriguez and Young therefore possess no ownership rights in the property.”

The lawsuit asks the court to invalidate the sale to Rodriguez and Young, establish clear title to the property and seeks court costs and unspecified damages.

Read more HERE.

‘Caveat Emptor’ applies “let the buyer beware.” However, town/city attorneys and Maine judges fail/refuse to comply with Maine law….and lawmakers who refuse to take action on compliance of laws they created become lawbreakers.

Published in: on October 25, 2015 at 11:41 am  Leave a Comment  

Is Attorney Michael Waxman In Charge In Judge Jeffrey Moskowitz’s Courtroom?

Source: Falmouth Today

“First it’s more than a little creepy that a lawyer, Michael Waxman, is so over the top to keep a mother from seeing her own daughter. Waxman overrode Moskowitz who issued an Order for unsupervised visitation. Waxman went so far as to forbid even supervised visitation, in violation of the Court and Moskowitz.

We’re told by sources that Waxman, an heir to the Finard Real Estate Fortune, may hold great financial sway over many people in Maine and elsewhere.”

Read more HERE.

Another example of how our courts and Atty. Michael Waxman, in concert with Saco-Biddeford Savings Inst. the law firm of Smith, Elliott and Garmey and Atty. Stuart Tisdale, set out to destroy people is Atty. Michael Waxman’s involvement in the fraudulent “taking” of property. Apparently, Waxman has a pattern….and a pull.

Published in: on August 5, 2014 at 11:33 am  Comments (1)  

Learning from the Mortgage Crisis

Click here.

Published in: on July 23, 2014 at 2:25 pm  Leave a Comment  

Debby Reagan’s Foreclosure Saga Against US Bank and BoA Continues

This is the continuation of her foreclosure story.

“The Springvale District Court saga:
In the Springvale District court, I gave proof that the bank’s lawyers showed TWO sets of originals of my note and mortgage deed. But, Judge Michael P. Cantara said it was just a different copying method. Now, how can an “original” deed be stamped that it’s an accurate and true copy of the original, and NOT be a copy? Then, magically, when at the hearing, they give what they say is the original deed WITHOUT that stamp and say that this is what they showed me when I gave the judge an exact copy of what they showed me and he says…it’s just a different copying method? Lie #1 and judge biased towards the bank.”

“I pointed out that the copy of the note filed at the commencement of litigation wasn’t endorsed and the one showed to me and entered into evidence at the hearing 2 years later was. And even though the Maine Supreme court, the Prospectus and Security Agreement and Maine’s foreclosure statute 14-6321 says that ALL endorsements MUST be included at the commencement of litigation, Judge Cantara ignored this and scheduled the case for trial even though the bank didn’t have standing. Judge Cantara never questioned how or when the endorsement appeared on the note two years after the un-endorsed copy of that note was filed into the court. Judge biased towards the bank #2.”

Read more HERE.

Debby is dealing with a former corrupt York County District Attorney. Former Governor John Baldacci elevated “one of his kind” to the bench. D.A. Cantara covered up bank fraud back in the early 1990’s. A complaint was brought to him against Attorney Michelle Robert and her cohort Judge Robert E. Crowley regarding their concerted efforts with bankers/city officials to steal property. He refused to take action because Atty. Robert was “his friend and colleague.” Atty. Robert ended up in the Attorney General’s Office when Angus King became governor. (He had put a freeze on hiring..hmmmm!) Cantara also covered for a corrupt sheriff department! Debby’s is yet another case of “Maine justice.” “Musical Chairs” and “Revolving Doors” yield the same result. As the swill turns!


Debby Reagan’s Letter To James Frechette, Investigator In Maine’s Office of Securities, click here.


Published in: on July 20, 2014 at 7:23 pm  Comments (5)  

Maine Judge Nancy Mills Recuses Herself From a Home Foreclosure Case

Maine Judge Nancy Mills Recusal, click here.

FalmouthToday, July 9, 2014

July 11, 2014
By Editor:

On July 9, 2014 at 08:30 in courtroom #9 our reporter appeared under a Power of Attorney (P.O.A.) for the Defendant homeowner.

Upon J. Mills entering the courtroom our reporter invoked Rule 76H; which allows a party in interest to record the hearing for their own use. No comment was made from the bench and the hearing was recorded pursuant to the stated Rule. J. Mills proceeded to establish the record by identifying the docket number, the Bank Plaintiff, Defendant homeowner, and the ex-husband of the Defendant.

J. Mills then inquired as to whether our reporter was licensed to practice law in Maine, he wasn’t. She went on to cite two cases in Maine where P.O.A.’s were specifically barred from representing another person unless the P.O.A. in question was also a licensed lawyer.

Our reporter then asked permission from the Court to make enquiry of the Court. Permission was granted and this exchange ensued:

Reporter: Are you related to Janet Mills?

Mills: Yes I am.

R: In what way?

M: She’s my sister-in-law.

Our reporter then stated he had a Motion to Recuse J. Mills due to Attorney General Janet Mills unusual interview in the Portland Press Herald regarding the Defendant homeowner’s divorce and child custody case, which forced the foreclosure case. J. Mills stated she took Judicial Notice of the Motion to Recuse, and did in fact recuse herself at that point.

In the discussion about resetting the hearing date our reporter asked the Court for four weeks so the Defendant would have time to vet the next judge for conflicts. J. Mills said that the clerk’s office is good about notifications and she would let them handle it. Our reporter then made a Motion on the record for a period of four weeks and J. Mills stated he wasn’t allowed to make any motions. To which he replied that he was only trying “to prevent Reversible Error by the Court.”

Related: Public Exposure Moves Maine’s Attorney General Janet Mills, click here.

No Excuses For The Law Firm of Drummond & Drummond’s Pattern Of Unethical Behavior

PPH reports “Attorneys Paul Peck, Philip Mancini and Alexander Saksen of Pittsburgh, Pa. with the Portland (ME) law firm Drummond and Drummond are accused of failing to take “reasonable” actions after learning that GMAC Mortgage was signing legal documents to support foreclosing on people’s homes without checking if they were true and without appearing before a notary of the public to have the papers authenticated.  They “were shocked’ to learn of robo-signing.”

“The allegations against the lawyers, who represented GMAC, stemmed from their handling of Maine cases that brought attention to a national robo-signing crisis that caused temporary suspension of foreclosures by GMAC and other big mortgage lenders. They are accused of not doing enough under their ethical obligation to inform Maine courts in more than 100 foreclosure cases of the possible implications of the revelation. They are facing possible discipline by the Maine Board of Overseers of the Bar.”

Read more HERE.

Atty. Robert Hirshon from the law firm of Drummond & Drummond, who represented Coastal Bank in a fraudulent foreclosure, failed “to take “reasonable” actions” in the theft of the home of Marion Lafortune.  Did he not check into the documented evidence? He apparently went along with the crooks. This law firm’s pattern of unethical behavior continues to exist today.

A fraudulent foreclosure was entered against Marion Lafortune  on August 24, 1993 by Coastal Bank, Robert Hirshon counsel at Drummond & Drummond and former President of the ABA. Marion fought to her death and died before seeing justice.  The accomplices in this theft by City of Biddeford officials, James Grattelo, Atty. Harry Center, are the same officials involved in the theft of her daughter’s home. Others involved,  Auctioneer William Zafirson, Atty. Jens-Peter-Bergen and York County Superior/District Court justices Fritzsche, Arthur Brennan,Robert E. Crowley and Christine Foster to name a few.

View documents:

Drummond & Drummond played “behind closed doors” with City of Biddeford officials.  August 26, 1994 confidential memo behind closed doors.

During the fraudulent foreclosure against Marion , Coastal Bank continued to accept her monthly checks.

Police Report on the arrest of Marion for criminal trespass upon her own property, August 8, 1994. No judgment, no writ of possession.

August 17, 1994 Marion filed an Injunction and it was denied by Judge Paul Fritzsche December 6, 1994, three months after the unlawful sale of her home.

September 1994 Notice and sale. The book and page registry of deeds numbers are not Marion’s property. Researching the records, people would find these book and page numbers referred to Kennebunkport Investment Corp. A great scheme to conceal the fraud and controversy surrounding this “taking.”

October 26, 1995 Deeds office – can’t find judgment.

September 16, 1994 letter from D.A. Michael Cantara to Biddeford Police Chief Roger Beaupre. (This is professional conduct?)

November 1, 1994 Not Guilty

June 30, 1997 Maine Treasury relative to the law firm of Drummond and Woodsom.

Marion was left with the clothes on her back (1994) as Southeast Moving removed all of her belongings from her home. The Bureau of Corporations shows that Southeast Moving had not filed as a business since 1992. All of her possessions were removed from her home, damaged or stolen, including the theft of her automobile which was never recovered.

Local banks/credit unions pull the same stunts…rubber-stamped by the courts.

Did Atty. Hirshon not view the evidence against his client, Coastal Bank?

Do you think Scott Davis, Maine BAR, will hold his “buddies” accountable? And Chief Justice Leigh Saufley will agree?

They are not above the law either!


Published in: on February 2, 2014 at 2:24 pm  Comments (20)  

NationStar Fraudulent Foreclosure Against Marie Miller (NH)

“New Hampshire Superior Court Judge Marguerite Wageling may face Impeachment as a result of her actions in the fraudulent foreclosure case of NationStar v. Marie Miller. She ignored a prior Court Order compelling production of the original wet ink note and mortgage.

Several NH Judges ignore all principles of common sense, law and specific court orders when it comes to holder in due course and standing to sue for foreclosure, writ of possession, etc.

Then AG and current U.S. Senator Kelly Ayotte was aware of the facts in this case and sat on her hands, the same way she ignored the forgery of a title insurance producer’s name to a mortgage, and was soundly blasted at a Town Hall meeting last month where she stammered in responding to a simple OWS question.…

And the same way she ignored the indicators for the FRM Ponzi scam that was the deadliest consumer fraud case in NH History. Just the facts.…

It is 3:33 a.m. and I just watched this movie in quicktime. All I can say is WOW.

It is a game changer. Not many states have a Judicial redress panel like NH and I’m certain that many bad judges would love to get rid of it. Wageling was a no-show, having nothing to say for herself. Now we shall see what the Legislature has to say.”

View video (25:39), click here.

This is a case of outright fraud and judicial misconduct.

Was Judge Marguerite Wageling impeached?

Related: click here and here.


Published in: on November 8, 2013 at 9:27 pm  Leave a Comment  

Bid Rigging at Public Foreclosure Auctions

Department of Justice
Office of Public Affairs
FOR IMMEDIATE RELEASE Thursday, November 7, 2013

Northern California Real Estate Investor Agrees to Plead Guilty to Bid Rigging at Public Foreclosure Auctions
Investigations Have Yielded 38 Plea Agreements to Date

A Northern California real estate investor has agreed to plead guilty for his role in conspiracies to rig bids and commit mail fraud at public real estate foreclosure auctions in Northern California, the Department of Justice announced.

Felony charges were filed today in the U.S. District Court for the Northern District of California in Oakland against Chuokee “Joseph” Bo of Pleasanton, Calif.

Bo is the 38th individual to plead guilty or agree to plead guilty as a result of the department’s ongoing antitrust investigations into bid rigging and fraud at public real estate foreclosure auctions in Northern California.

According to court documents, Bo conspired with others not to bid against one another, but instead designated a winning bidder to obtain selected properties at public real estate foreclosure auctions in Alameda County, Calif. Bo was also charged with conspiring to use the mail to carry out a scheme to fraudulently acquire title to selected Alameda County properties sold at public auctions, to make and receive payoffs, and to divert money to co-conspirators that would have otherwise gone to mortgage holders and others by holding second, private auctions open only to members of the conspiracy. The department said that the selected properties were then awarded to the conspirators who submitted the highest bids in the second, private auctions. The private auctions often took place at or near the courthouse steps where the public auctions were held. Bo is charged with participating in the conspiracies beginning as early as August 2009 and continuing until about October 2010.

“Today’s plea agreement is the latest step in the Antitrust Division’s efforts to preserve open competition in local markets,” said Bill Baer, Assistant Attorney General in charge of the Department of Justice’s Antitrust Division. “The division remains committed to prosecuting individuals who subvert the competitive process for their own profit.”

The department said that the primary purpose of the conspiracies was to suppress and restrain competition and to conceal payoffs in order to obtain selected real estate offered at Alameda County public foreclosure auctions at non-competitive prices. When real estate properties are sold at these auctions, the proceeds are used to pay off the mortgage and other debt attached to the property, with remaining proceeds, if any, paid to the homeowner. According to court documents, these conspirators paid and received money that otherwise would have gone to pay off the mortgage and other holders of debt secured by the properties, and, in some cases, the defaulting homeowner.

“This is another example of justice being served in preserving the fairness of public real estate foreclosure auctions as well as the FBI’s commitment in investigating those who take advantage of a competitive marketplace,” said David J. Johnson, FBI Special Agent in Charge of the San Francisco Field Office. “Criminal activity like this takes place in our communities and we continue to rely on the public’s help in seeking those who cheat the system.”

A violation of the Sherman Act carries a maximum penalty of 10 years in prison and a $1 million fine for individuals. The maximum fine for the Sherman Act charges may be increased to twice the gain derived from the crime or twice the loss suffered by the victims if either amount is greater than $1 million. A count of conspiracy to commit mail fraud carries a maximum sentence of 30 years in prison and a $1 million fine. The government can also seek to forfeit the proceeds earned from participating in the conspiracy to commit mail fraud.

Today’s charges are the latest filed by the department in its ongoing investigation into bid rigging and fraud at public real estate foreclosure auctions in San Francisco, San Mateo, Contra Costa, and Alameda counties, Calif. These investigations are being conducted by the Antitrust Division’s San Francisco Office and the FBI’s San Francisco Office. Anyone with information concerning bid rigging or fraud related to public real estate foreclosure auctions should contact the Antitrust Division’s San Francisco Office at 415-436-6660, or call the FBI tip line at 415-553-7400.

Today’s charges were brought in connection with the President’s Financial Fraud Enforcement Task Force. The task force was established to wage an aggressive, coordinated and proactive effort to investigate and prosecute financial crimes. With more than 20 federal agencies, 94 U.S. Attorneys’ offices and state and local partners, it is the broadest coalition of law enforcement, investigatory and regulatory agencies ever assembled to combat fraud. Since its formation, the task force has made great strides in facilitating increased investigation and prosecution of financial crimes; enhancing coordination and cooperation among federal, state and local authorities; addressing discrimination in the lending and financial markets and conducting outreach to the public, victims, financial institutions and other organizations. Over the past three fiscal years, the Justice Department has filed nearly 10,000 financial fraud cases against nearly 15,000 defendants, including more than 2,900 mortgage fraud defendants. For more information on the task force, please visit

13-1194 Antitrust Division

Investigation into bid rigging on Maine involving Saco Biddeford Savings Inst. , HAZA Auctioneers (William & Peter Zafirson) and Biddeford/Saco elected officials/employees is warranted and long overdue!

Published in: on November 7, 2013 at 3:54 pm  Comments (8)  

The Marie Miller (N.H.) Foreclosure Fiasco Continues In Rochester District Court

June 17, 2013
By: Editor

“We’re told repeatedly how dishonest the American court system has become and we just come across one example after another of just that, dishonest dealings with the public.

If you can manage to get a court, any court to rule perjury isn’t perjury, to verify fraudulent documents aren’t fraudulent, and to rule against you on any item no matter how big the mistake the court makes, poof, that mistake becomes the Law of the Case. This means the mistake now controls all other actions the court takes against the victim, er, respondent.

Which brings us to the Rochester, NH court on the 14th of June. Sources tell us that the house seized in this case was assessed for over $100,000 and sold for $12,500. How does anyone get a deal like that? It seems you have to be at the right place, at the right time, and according to the Certified Fraud Examiner, have your mortgage company sell your house they don’t own, to someone at a big discount. What could go wrong after that happens? During the hearing it was disclosed that the deed was POST DATED while litigation was pending over the alleged fraud perpetrated in the sale of the property by the mortgage company.

Below in this order you can read the Fraud Examiner’s report to the court, and the Confirmation of Registration as “news media” for our reporter, Michael Doyle and FalmouthToday.Me, which was on separate part of the application, with the Judicial Branch Communications Office for the State of New Hampshire.”

Read more and view video of hearing, click here.

Where are consumer protections in New Hampshire?

Published in: on June 20, 2013 at 10:33 am  Comments (5)  

N.H. Alert – Courtwatchers Needed In Rochester District Court

Marie Miller, Farmington, has been involved with a foreclosure action against her for several years. She has pending litigation in the Strafford County Superior Court.

Louis A. and Jane A. Rossi claim they have purchased her home for $12,500 and have filed a Landlord Tenant Writ in the Rochester District Court. Why would NationStar Mortgage, LLC spend years in court for a profit of $12,500?

Courtwatchers are needed for Marie.

Rochester District Court
76 North Main Street
Rochester, N.H. 03867

Friday, June 14, 2013
10:00 a.m.

Marie Miller foreclosure case.

Published in: on June 10, 2013 at 1:34 pm  Leave a Comment  
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